So here's my issue: I had a blackberry until this morning when it fell into the toilet >.> and anyway now I want to change it to my old Samsung Reality. A few questions: A. Will my account be charged for this? B. If and when I send my blackberry to the company for a new one will it be covered under my insurance? C. Do I have to have the same plan as my bb on my samsung?? Any other info would rock.