Please forgive me if asking and trying to do the following is a no-no, but I have to ask. What is wrong with buying and activating a prepaid phone and then later (a month after) upgrading to a plan? Starting out with the prepaid route: Samsung Hue: $59.99 Activation" $35.00 Staring Balance: $20.00 _______________________ TOTAL DUE AT CHECKOUT: $114.99 ................ later I would upgrade to a monthly plan that shouldn't require a contract, I hope? If things get tight financially I can adjust my service or cancel it for a short while. Whereas starting out directly with the monthly bill/contract route: Samsung Hue Retail Price: $229.99 Instant Savings: (-$150.00) Activation: $0 [ Promotion ] Plan: $0 [ I am billed for my 1st month, $39.99, after activation?? ] ________________________ TOTAL DUE AT CHECKOUT: $79.99 [Mail-in Rebate -$50.00 (Sale Price 29.99) ] .................. I would need to commit to paying $959.76 over the next 2 years not considering taxes and fees. My situation is that I cannot commit to a contract because my income fluctuates. :O If I knew that every month for the next 24 months I was guaranteed to have at least $39.99 I would do it. But with today's economy I cannot. Still I am committed to paying for any services USED on a per month basis. That's fair right? I hope my rationalizatin makes some sense. So what are the cons and penalties in trying to change a phone from prepaid to a monthly billed plan? Thanks in advance for your replies!