I am thinking about dropping my 200 mb ($15 with employer discount) data plan b/c my current use is 58.78 mb and I honestly rarely use it. I'm dropping text messaging (I used to have the $5/200 plan) b/c I just don't need and don't want the temptation to reply to someone else's text (I plan to have at&t disable texting). I think that if I drop the data plan at&t will "force" me to choose a dumbphone - no problem there as I still have my trusty Nokia 6126. My Captivate will probably revert to brick status. I will also drop the $4.99 insurance. My voice plan is Nation 450 Rollover & 5000 Night/Weekend & Unlimited Mobile-To-Mobile Minutes and this works well for me. I plan to go to the Lynnwood, WA at&t company store for all of these changes. Can the just re-use the SIM card from my Captivate? I read on the at&t forum that if a smartphone's sim card is used in a dumbphone then I may still be charged for a data plan (the one that I used to have). My contract is up Jan. 2012 but I honestly don't mind paying the ETF if these changes will be a hassle. Maybe I'll check out a Boost Mobile's phones and plans............. (I live near Seattle, zip 98028, and have great coverage with at&t; also, I rarely get out of Western WA).