Apple announced it's leasing program. So guess what Samsung does? Yup. http://androidandme.com/2015/09/news/samsung-reportedly-prepping-galaxy-phone-leasing-program/
I remember reading some articles last month and as far back as May about Apple in "talks to launch its own mobile virtual network operator (or MVNO for short) in the regions of United States and Europe." I figure if they were seriously thinking about moving forward with this they would have to start up something like this given most of the other major wireless carriers already having it in the form of Jump, Next, Edge, ect... Read more: http://wccftech.com/apple-launching-its-own-mobile-carrier-service/#ixzz3mbaW3fXR
Certainly ATT started a 0% leasing program before Apple. Judging from my recent experience, I'd prefer Apple's management over ATT's. There is only $12 or difference between the two plans. Plus you get an unlocked phone.
I think the carriers started the leasing trend. Apple may be the first of the hardware makers. MOTO X
Not sure about this since Apple forces Apple Care Plus on to their plan. When you figure out the cost the wireless carrier like AT&T Next still seems cheaper as they don't force insurance as an added cost. Apple isn't actually including AC+ for nothing. While I like AC+ and happen to have it on all my Apple products. Not everyone cares for it. Therefore I feel it should be optional on their Lease program as well.
You're correct. I forgot that my calculation included AppleCare+, since I always get that. To make the cost the same (~$1) monthly, Apple uses a 24month period, instead of a 20 month period. If you are on a lease program, I highly recommend AppleCare+ since returning the phone,'new' is required. Since Apple charges you monthly for AppleCare, you don't need to request a refund from unused AppleCare from Apple as you would with getting the phone from Att. That's one less step. With NEXT you pay AppleCare full upfront.
Oh, well the carriers don't count. As far as the phone makers go, I do think Apple was first, and I've got to admit it is a novel idea that the maker would even be interested in this.