Here is my deal: I changed over to Cingular with 9 months left on a T-Mobile contract last month. In lieu of paying the ETF to T-Mobile, I dropped my plan down to $20 per month and was going to ride out the contract. Because of this, I was going to be paying the $200 to them, just over 9 months instead all in one lump sum, make sense? So I started looking around to try to find a way to get out of the contract without paying the ETF or the monthly service until the contract expired. What I found was that you can do a change of responsibility on your account and have someone take it over and you wash your hands of the entire thing. I found someone on HoFo that was looking for a T-Mobile plan, and didn't want to buy a new phone or the activation fee. I called up T-Mobile and told them I wanted to have someone take over my account and change the responsibility. They read me a statement and did the whole legal thing. Then I called the buyer back, and he called them and they ran his credit over the phone and moved my account information over to him in about 15 minutes. He called me back and I verified with T-Mobile that the change was done. He was even able to do a phone number change over the phone and so he has a local number when the phone arrives! I shipped the phone out to him this morning and he is all set to go. His name was Phaticon on HoFo and I just wanted to pass on this great story about him and the wonderful transaction that we had. Hopefully at least one person will learn from our experience and be able to do it as well if they are looking to change carriers!